Commercial Banking

Business Accounts Service Fee Schedule

  Regular Business Checking Account Simple Business Checking Account Analyzed Business Checking Account Super NOW Account Business Money Market Account Business Gold Money Market Account Business Savings Account
Min.
Balance		 $2,000 (to avoid service charge)

$2,500 (to avoid service charge)

No minimun balance

 

$1,500 (to avoid service charge)

$2,500 (to avoid service charge)

$5,000 (to avoid service charge)

 $300 (to avoid service charge)
Interest Rate: None None None Variable rate calculated on ledger balance. Interest paid monthly. Variable rate calculated on ledger balance. Interest paid monthly. Variable rate calculated on ledger balance. Interest paid monthly. Variable rate calculated on ledger balance. Interest paid monthly.
Features: Unlimited check writing.

If daily balance below $2,000, service charge of $10 per month plus $.10 per debit charge will be imposed
Subject to Account Analysis

No charge if total balance is $10,000 or more when combined with savings account

If daily balance below $2,500, service charge of $15 plus $.15 per debit charge will be imposed.

There is a limitation of 100 checks per deposit and 100 checks and other debit per statement cycle. Accounts within this limitation can avoid account analysis. The bank has the right to change account type to Business Checking Account and place the account on analysis.

No charge if total balance is $10,000 or more when combined with savings account.

Minimum deposit $1000 to open this account.

Monthly maintenance $15.00. The monthly maintenance fee may be offset by an earning credit allowance.

Unlimited check writing.

Deposits $1.25 per item. Check deposit $0.10 per check. Check cashed $0.20 per check. Currency furnished $1.10 per $1,000. Coin furnished $0.12 per roll, and Food Stamp $0.02 each.

 

Unlimited check writing.

If daily balance below $1,500 flat $10 per month service charge will be imposed.

Subject to Account Analysis.

No charge if total balance is $10,000 or more when combined with savings account.

*Apply Sole Proprietorship only, not available for Corporations and Partnership account.

Six-pre authorized transfers from the account per statement cycle.

No more than three checks to third party, if daily balance below $2,500 service charge of $5 per month will be imposed.

$10 per check charge in excess of items allowed.

*Bank pay customers with three tiers interest rate, the rate will rise along with size of deposit.

Six-pre Authorized transfers from the account per statement cycle.

No more than three checks to third party, if daily balance below $5,000 service charge of $20 per month will be imposed.

$10 per check charge in excess of items allowed.

* Bank pay customers with a four tiere3d interest rate, the rate will rise along with size of deposit.

Six FREE withdrawals per month.

If daily balance below $300 service charge of $5 per quarter will be imposed

$1 per withdrawal in excess 6 allowed per month

Account Analysis Charges
Rejected Items 25.00
Stop Payment (6 months) 25.00
(Including Posted Checks and Electronic Transaction for all Accounts)
Stop Payment Renewal 25.00
Deposited Items Returned or Recleared 10.00
Cashier’s Check 4.00
Counter Checks 0.50/Each
Customer Request Photocopy of Check 2.00
Notice of Postdated Check 10.00
Telephone Transfer 2.00
Night Deposit - Locked Bag Annual Fee 40.00
Night Deposit – Locked Bag Purchase 15.00
Night Deposit – Key Deposit 2.00
Account Statement Assistance 40.00
Special Statement 5.00
Snapshot Statement – Instant Statement 5.00
Tax Deposit 2.00
Legal Process – Attached, Levies, Garnishments, Restraining Orders Levied 50.00
Research – One Hour Minimum Rate 40.00/hour
Record Copies – Each 2.00
Account Analysis
-Monthly Maintenance 15.00
-Deposits – Per Deposit 1.25
-Check Deposit – Per Check 0.10
-Check Cashed – Per Check 0.20
-Currency Furnished – Per 1,000 1.10
-Coin Furnished – Per Roll 0.12
-Armored Car Service Actual Cost
-Messenger Service Actual Cost
Client Focus... Global Vision