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Remote Deposit Capture

What is Remote Deposit Capture?

Remote Deposit Capture has been called “The most important development the (U.S.) banking industry has seen in years” by the Federal Reserve and others. The commonly-viewed benefits of this new service, often referred to as Remote Deposit Capture (RDC), include convenience, better deposit availability and reduced transportation cost & risk.

Remote Deposit Capture (for more information, please visit RemoteDepositCapture.com), in its most simple terms, is a service which allows a user to scan checks and transmit the scanned images to a bank for posting and clearing. The basic requirements for an RDC service currently include a PC, an internet connection, a check scanner and a service provider such as your current bank. Checks you receive at your location can be scanned to create a digital deposit. This digital deposit is then transmitted (usually over an encrypted internet connection) to your RDC bank who then accepts the deposit, posts the deposit to your account and assigns availability based upon your availability schedule.

With RDC, you no longer have to make copies of your deposits, transport your checks to the bank and wait in line.  You can deposit checks at anytime and images are stored digitally for up to seven years.  RDC can help you increase productivity, decrease costs and improve your cash flow all at the same time.

Ask a bank representative for more information about how Remote Deposit Capture can help your business grow.  Click here to view the Remote Deposit Capture video demo.

We have branches in California and Washington States to serve your financial needs.

For detail of our Remote Deposit Capture, please call to talk to one of our customer service representatives in Branch Operations Team.






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