Looking to earn more with your business’s excess cash? Our CDs offer unique features to grow your money.
| Account Features |
SMART Certificate of Deposit |
Platinum Certificate of Deposit |
| Minimum Opening Balance |
$1,000 |
$10,000 |
| Terms |
12, 24, or 36 Month Term |
12, 24, or 36 Month Term |
| Locks in an Interest Rate for a Selected Period |
✔ |
✔ |
| Higher Balances & Longer Terms Earn Higher Rates |
✔ |
✔ |
| Fixed Interest Rate Calculated Daily, Paid Monthly or Upon Maturity |
✔ |
✔ |
| Monthly Fixed Contribution can be Transferred to grow your CD |
✔ |
✘ |
| Eligible for One Time Rate Bump |
✘ |
✔ |
| Early Withdraw Subject to Penalty |
✔ |
✔ |
