Looking to earn more with your business’s excess cash? Our CDs offer unique features to grow your money.
| Account Features |
Time Certificate of Deposit |
SMART Certificate of Deposit |
Platinum Certificate of Deposit |
| Minimum Opening Balance |
$2,500 |
$1,000 |
$10,000 |
| Terms |
6 months to 3 years |
1, 2, or 3-year term |
12, 15, 18, 24, 36 year term |
| Locks in an Interest Rate for a Selected Period |
✔ |
✔ |
✔ |
| Higher Balances & Longer Terms Earn Higher Rates |
✔ |
✔ |
✔ |
| Fixed Interest Rate Calculated Daily, Paid Monthly or Upon Maturity |
✔ |
✔ |
✔ |
| Monthly Fixed Contribution can be Transferred to grow your CD |
✘ |
✔ |
✔ |
| Eligible for One Time Rate Bump |
✘ |
✘ |
✔ |
| Early Withdraw Subject to Penalty |
✔ |
✔ |
✔ |
