Looking to earn more with your business’s excess cash? Our CDs offer unique features to grow your money.
Account Features |
Time Certificate of Deposit |
SMART Certificate of Deposit |
Platinum Certificate of Deposit |
Minimum Opening Balance |
$2,500 |
$1,000 |
$10,000 |
Terms |
6 months to 3 years |
1, 2, or 3-year term |
12, 15, 18, 24, 36 month term |
Locks in an Interest Rate for a Selected Period |
✔ |
✔ |
✔ |
Higher Balances & Longer Terms Earn Higher Rates |
✔ |
✔ |
✔ |
Fixed Interest Rate Calculated Daily, Paid Monthly or Upon Maturity |
✔ |
✔ |
✔ |
Monthly Fixed Contribution can be Transferred to grow your CD |
✘ |
✔ |
✔ |
Eligible for One Time Rate Bump |
✘ |
✘ |
✔ |
Early Withdraw Subject to Penalty |
✔ |
✔ |
✔ |