Terms of Use


This website has been established by the Bank for the sole purpose of conveying information about the Bank’s products and services and to allow communication between the Bank and its customers. Information that appears on this website should be considered an advertisement. Nothing contained in any page on this site takes the place of the bank’s agreements and disclosures that govern its products and services. If any information on the site conflicts with that in the bank’s agreements and disclosures, the agreements and disclosures will control.

The Site may include information from third parties (non-affiliates of GBC International Bank), and/or links to other Web sites. GBC International Bank does not endorse or make any warranties, express or implied, regarding any third party information or any links to other Web sites. Moreover, GBC International Bank assumes no responsibility for the accuracy, completeness, reliability or suitability of the information provided by third parties or information, software (if any), offers or activity found on other Web sites that may be linked to our Site. Your participation in any linked site, including payment for and the delivery of goods or services, is based solely on the agreement, if any, between you and the linked site provider and shall be subject to a different privacy policy and security provided by such third party.

The information and materials contained in this website are owned by the Bank or by others, as applicable. No material may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded, or otherwise reproduced except as permitted by law.

The Bank makes no warranties of any kind regarding the products and services advertised on this site. The Bank will use reasonable efforts to ensure that all information displayed is accurate; however, the Bank expressly disclaims any representation and warranty, express and implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, suitability, and the ability to use the site without contracting a computer virus. The Bank is not responsible for any loss, damage, expense, or penalty (either in tort, contract, or otherwise), including direct, indirect, consequential and incidental damages, that result from the access of or use of this site. This limitation includes, but is not limited to the omission of information, the failure of equipment, the delay or inability to receive or transmit information, the delay or inability to print information, the transmission of any computer virus, or the transmission of any other malicious or disabling code or procedure. This limitation applies even if the Bank has been informed of the possibility of such loss or damage.

In using the Site, you agree not to:

a) Misrepresent your identity in any way;

b) Violate or attempt to violate the security of this Site.  Any such violations may result in criminal and/or civil penalties against you.  We may investigate any suspected violation and, if a criminal violation is suspected, we will cooperate with law enforcement agencies in their investigations;

c) Send or otherwise transmit to or through this Site any unlawful, infringing, harmful, inappropriate or otherwise objectionable material of any kind, any material that can cause harm or delay to this Site or computers of any kind, and any unsolicited advertising, solicitation or promotional materials;

d) Reverse engineer, disassemble or decompile any section or technology on this Site;

e) Launch or use any automated system, including without limitation "robots," "spiders," or "offline readers," that access this Site in a manner that sends more request messages to our servers in a given period of time than a human can reasonably produce in the same period by using a conventional web browser;

f) Send or otherwise transmit to or through this Site chain letters, unsolicited messages, "spamming" or "phishing" messages, or messages marketing or advertising goods and services; or

g) Violate any applicable laws or regulations or these Terms of Use.

All information submitted to GBC International Bank via this site shall be deemed and remain the property of GBC International Bank and GBC International Bank shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in information a visitor to this site provides GBC International Bank through this site. GBC International Bank shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by the GBC International Bank entity having the direct customer relationship or as otherwise specifically agreed or required by law.

You specifically acknowledge that the Bank's Online Banking website operates across the global internet network and may therefore suffer outages or corrupted communications, including but not limited to the corruption of data transmitted between you and any third party, and that the Bank shall not be liable for any delays or unavailability of the Bank's Online Banking website or any errors generated or incorporated by the Bank's Online Banking website, whether or not such delays, unavailability or errors are within or outside the control of the Bank and/or its affiliates. You further acknowledge that the Bank shall not be liable for any actions or omissions of any third party with whom you may communicate via the Bank's Online Banking website.           

GBC Online Banking is provided to you on an “as is” basis, without representation or warranty of any kind or nature.  Without limiting the foregoing, GBC makes no representation, warranty, or guaranty as to the reliability, timeliness, quality, suitability, availability, accuracy or completeness of the program, or that the use of the program will be uninterrupted or error-free or operate in combination with any other hardware, software, system or data.

Your use of GBC Online Banking is at your own risk and with your agreement that you will be solely responsible for any damage to your computer system or loss of data that results from such activities.  No advice or information obtained by you from GBC, or through or from the service, shall create any representation or warranty by GBC.

This agreement may be changed from time to time by posting the new Terms of Use on the website. All users agree to be subject to this agreement as it changes from time to time.

This agreement and the use of this website are governed by the laws of the State of California.

Questions, Comments and Concerns?

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