Certificates of Deposit

“Let your money work for you”
GBC International Bank offers three types of certificates of deposit accounts and an Individual Retirement Account (IRA). Each opportunity is shown in this product comparison table so you are able to decide which one is best suited for you.

Account Features
Certificates of Deposit
Certificates of Deposit
Certificates of Deposit 
Retirement Account (IRA)
Minimum Opening Balance $2,500 $1,000 $10,000 $500
Terms One month to 3 years 1, 1.5, 2 or 3-year term 12, 15, 18, 24, 36 month term One-year term
Fixed Rate Calculated Daily, Paid Monthly or Upon Maturity
Locks in an Interest Rate for a Selected Period
Early Withdraw Subject to Penalty
Higher Balances & Longer Terms Earn Higher Rate
Monthly Fixed Contribution can be Transferred in Increments of $100 for 12, 24, or 36 Consecutive Months
Eligible for One Time Rate Bump