SBA Export Loans

“The biggest risk is a missed opportunity"
Comprehensive, specific programs that are designed to help your emerging businesses grow

What is SBA?

The fundamental difference between SBA and traditional commercial loans is that SBA guarantees the loan repayment. The SBA then guarantees part of their repayment (the maximum guarantee is 85 % for loans under $150,000 and 75 % for loans over $150,000). The guarantee reduces the risk for lenders, allowing lenders to finance those businesses that they would otherwise not considering making the loan.
Loan Type Purpose & Usage Size & Terms
SBA Export Working Capital Program (EWCP)
  • Finance operating capital
  • Finance pre- and post-shipment needs
  • Support Standby L/C
  • Finance working capital
  • Up to $5 million
  • 1-year loan terms
SBA International Trade Loan Programs (ITL)
  • Develop or expand into international markets
  • Equipment purchases
  • Refinance debt
  • Up to $5 million
  • Up to 10-year terms
SBA Export Express Loan Program
  • Enhance export Development
  • Support Standby L/C
  • Up to $500,000
  • Up to 7 years loan maturity
  • Term loan or revolving line of credit form
Loan Type Purpose & Usage Size & Terms
SBA International Trade Loan Programs (ITL)
  • Leasehold improvements
  • Refinance an existing loan
  • Up to $5 million
  • Up to 25-year loan terms