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NOTICE AT COLLECTION
We are required to provide California residents with timely notice, at or before the point of collection, about the categories of personal information to be collected from you and the purposes for which the personal information is collected or used. For example, upon receiving the Notice at Collection, you can use the information in the notice as a tool to choose whether to engage with us, or to direct us not to sell or share your personal information and to limit the use and disclosure of your sensitive personal information, if applicable. We will not collect additional categories of personal information or use personal information collected for additional purposes that are incompatible with the disclosed purpose for which the personal information was collected without providing you prior notice. Our privacy policy can be found at www.gbcib.com/Privacy Policy.
Categories of Personal Information. The following categories of personal information are to be collected:
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Identifiers such as a real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, social security number, driver's license number, passport number, or other similar identifiers
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Any information that identifies, relates to, describes, or is capable of being associated with, a particular individual, including, but not limited to, his or her name, signature, social security number, physical characteristics or description, address, telephone number, passport number, driver's license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information.
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Characteristics of protected classifications under California or federal law
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Commercial information, including records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies
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Internet or other electronic network activity information, including, but not limited to, browsing history, search history, and information regarding a consumer's interaction with an internet website application, or advertisement
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Audio, Electronic, Visual, Thermal, Olfactory, or Similar Information
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Professional or Employment-Related Information
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We will retain each category of personal information for The length of time that we intend to retain each category of Personal Information will depend on a number of criteria, including (i) the length of time we are required to retain Personal Information in order to comply with applicable legal and regulatory requirements, (ii) the length of time we may need to retain Personal Information in order to accomplish the business or commercial purpose(s) for which such Personal Information is collected, used or disclosed (as indicated in this Notice), and (iii) whether you choose to exercise your right, subject to certain exceptions, to request deletion of your Personal Information.
Purpose for Collection. The purpose(s) for which the categories of personal information identified above are collected or used include:
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· Helping to ensure security and integrity to the extent the use of the consumer's personal information is reasonably necessary and proportionate for these purposes
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· Debugging to identify and repair errors that impair existing intended functionality
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· Short-term, transient use, including, but not limited to non-personalized advertising shown as part of a consumer's current interaction with the institution, provided that the consumer's personal information is not disclosed to another third parry as is not used to build a profile about the consumer or otherwise alter the consumer's experience outside the current interaction with the institution
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· Performing services on behalf of the institution, including maintaining or servicing accounts, providing customer service, processing or fulfilling orders and transactions, verifying customer information, processing payments, providing financing, providing analytic services, providing storage, or providing similar services on behalf of the institution
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· Undertaking activities to verify or maintain the quality or safety of a service or device that is owned, manufactured, manufactured for, or controlled by the business, and to improve, upgrade, or enhance the service or device that is owned, manufactured, manufactured for, or controlled by the business
Types of Personal Information
Collected Personal Information
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Categories of Personal Information. We collected the following categories of personal information in the preceding 12 months:
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Identifiers such as a real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, social security number, driver's license number, passport number, or other similar identifiers
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Any information that identifies, relates to, describes, or is capable of being associated with, a particular individual, including, but not limited to, his or her name, signature, social security number, physical characteristics or description, address, telephone number, passport number, driver's license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information.
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Characteristics of protected classifications under California or federal law
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Audio, Electronic, Visual, Thermal, Olfactory, or Similar Information
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Professional or Employment-Related Information
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Categories of Sources. We collected your personal information from the following type of people or entities:
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Direct from the consumer
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Internet service providers
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Business or Commercial Purposes. We collected your personal information for these business or commercial purposes:
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Helping to ensure security and integrity to the extent the use of the consumer's personal information is reasonably necessary and proportionate for these purposes
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Debugging to identify and repair errors that impair existing intended functionality
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Performing services on behalf of the institution, including maintaining or servicing accounts, providing customer service, processing or fulfilling orders and transactions, verifying customer information, processing payments, providing financing, providing analytic services, providing storage, or providing similar services on behalf of the institution
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Undertaking activities to verify or maintain the quality or safety of a service or device that is owned, manufactured, manufactured for, or controlled by the business, and to improve, upgrade, or enhance the service or device that is owned, manufactured, manufactured for, or controlled by the business
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How to Submit A Request Regarding Your Personal Information
You can submit to us a verifiable request to know, request to delete, or request to correct your personal information. We will verify that you are the person who we have collected information about by the CCPA Request to Know Process, with you providing us with sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or an authorized representative. No later than 10 business days after receiving your request(s), we will confirm that we received your request(s) and provide you with information on how we will process your request(s). We will respond to your request to know, request to delete, or request to correct no later than 45 calendar days after receiving your request(s). If we cannot verify your identity within this time period, we may deny your request(s) in whole or in part and will inform you that your identity cannot be verified. If we need more time, we will inform you of the reason for the delay during this time period and may extend the time to respond up to an additional 45 calendar days. Our response will cover the 12-month period preceding our receipt of your request.
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You can submit your request to know, request to delete, and request to correct by calling us toll-free at 1-888-822-6283. You can also submit your request(s) by using any of the following methods:
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Emailing a request to: info@gbcib.com
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Mailing a request to: 168 W. Garvey Avenue. Monterey Park, CA. 91754. ATTN: COMPLIANCE DEPARTMENT
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Authorized Agents. We may allow an authorized agent to make a request to know, request to delete, or request to correct on your behalf. We may require written proof that you have given the agent permission to submit a request on your behalf, require the agent to verify their identity with us, or require you to confirm with us that you have provided the agent permission to submit the request. If you are an authorized agent, you may make these requests by following these instructions:
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· Provide sufficient documentation that allows us to reasonably verify your identity and provide us with informational materials to show your relationship to the customer.
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· Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.
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Contact Information
For information about our privacy policy and Information Practices, you can contact us by calling 1-888-822-6283, or emailing at info@gbcib.com.
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